One beautiful morning you might be unfortunate enough to discover your front lawn has become a three inch retention pond. After calling in a plumber, you’ll quickly discover an underground service pipe has broken and is now leaking water onto…
Statista reports there were 853,000 single-family home building permits issued last year. Over the course of the last decade, the number of new homes built has steadily been on the uptick. Perhaps you’re also about to embark on the exciting…
The most important fact to know about your homeowners policy is that no standard home or landlord insurance policy will cover you for damages associated with flooding. Period. (You may want to read that sentence a second time.) According to…
We spend a lot of time warning our clients about aspects of their policy that could render certain coverages unviable. Today, we’re going to talk about a clause that could suspend your entire policy – without you being aware of…
We’ve been in the business a long time, and we’ve seen people make every mistake under the sun when buying homeowners insurance. We do our best to advise our clients to avoid these common pitfalls, and now we’re sharing them…
You’re probably already shaking your head ‘no.’ You’re on vacation. You’re already spending too much money. Every travel article tells you that the rental car insurance is an unnecessary add-on, especially since you already have full personal auto insurance coverage…
We’ve recently heard of several cases where a building owner suddenly found their insurance policy was null and void – all because they hadn’t looked closely at an important clause that states a vacant building is no longer covered under…
We know – auto insurance policies often seem like gibberish, but understanding the liability limit code can mean the difference between paying for everything out of pocket, and standing back while your insurance company pays all the bills. What’s the…