One beautiful morning you might be unfortunate enough to discover your front lawn has become a three inch retention pond. After calling in a plumber, you’ll quickly discover an underground service pipe has broken and is now leaking water onto…
Statista reports there were 853,000 single-family home building permits issued last year. Over the course of the last decade, the number of new homes built has steadily been on the uptick. Perhaps you’re also about to embark on the exciting…
Ask ten people “what’s coinsurance?” and you’ll probably get ten different answers. Coinsurance is a pretty common term and it’s used in connection to all sorts of insurance policies. Health insurance, small business insurance, and homeowner’s insurance all have a…
The most important fact to know about your homeowners policy is that no standard home or landlord insurance policy will cover you for damages associated with flooding. Period. (You may want to read that sentence a second time.) According to…
Have you ever woken up suddenly in the middle of the night worrying about the future? Most of us have done that, and it’s a sign. It’s a sign that you must consider doing something to safeguard that future. When…
Let’s say you own a property that suffered extreme damage – enough that you’re going to need to rebuild or at least repair extensively. (We hope this doesn’t happen, but unexpected catastrophes occur every day.) Now, you already have property…
Unfortunately, the answer is: pretty much nothing. Most landlords are completely unaware that they can be sued for a variety of “discrimination claims,” many of which will be without any basis in reality. The sad truth is that some people…
The co-insurance clause in your building policy is one of the most misunderstood features among apartment building owners – and not understanding it could cost you tens of thousands of dollars. This article is designed to help you determine whether…
During Hurricane Sandy, over 1.58 million claims were filed to cover the costs of damage to homes, commercial businesses, and other property. 1.58 million is hard to picture, so let’s just take a step back and realize that the number…