We spend a lot of time warning our clients about aspects of their policy that could render certain coverages unviable. Today, we’re going to talk about a clause that could suspend your entire policy – without you being aware of…
We’ve been in the business a long time, and we’ve seen people make every mistake under the sun when buying homeowners insurance. We do our best to advise our clients to avoid these common pitfalls, and now we’re sharing them…
You’re probably already shaking your head ‘no.’ You’re on vacation. You’re already spending too much money. Every travel article tells you that the rental car insurance is an unnecessary add-on, especially since you already have full personal auto insurance coverage…
We’ve recently heard of several cases where a building owner suddenly found their insurance policy was null and void – all because they hadn’t looked closely at an important clause that states a vacant building is no longer covered under…
We know – auto insurance policies often seem like gibberish, but understanding the liability limit code can mean the difference between paying for everything out of pocket, and standing back while your insurance company pays all the bills. What’s the…
North Bergen, NJ – August 2016 Certified Risk Managers International recently conferred the designation of Certified Risk Manager (CRM) on a select number of individuals who completed the rigorous five-course program. Chris Gonzalez was one of this elite group of risk management professionals.…
If you look at your homeowners’ policy, you may see an additional deductible. You probably didn’t notice when you signed up. It’s listed as a “2% wind deductible.” Your Insurance agent said that if you took the deductible, you could reduce your…
North Bergen, NJ – September 20, 2016 – [Chris Gonzalez, Gonzalez & Company Insurance Agency, Inc.] has earned the Chartered Financial Consultant® (ChFC®) professional designation from The American College, Bryn Mawr, PA. Candidates for the ChFC® designation must complete a maximum of…
During Hurricane Sandy, over 1.58 million claims were filed to cover the costs of damage to homes, commercial businesses, and other property. 1.58 million is hard to picture, so let’s just take a step back and realize that the number…