Business Owner Policy (BOP)

Many of our valued clients own businesses and need the proper protections to keep their company profitable. After all, it’s not worth investing in insurance if it doesn’t do what you need when you need it. That’s why we usually recommend comprehensive coverage through a Business Owner Policy (BOP).

BOPs are robust insurance plans offered by high quality carriers. BOP plans have a lot of what your business needs, all under one policy:

• Liability – covers your company when others claim you or your employees caused harm by what you did or what you failed to do. Bodily injury and property damage claimed by anyone outside the organization would fall under this coverage.

• Property – covers your commercial building and any contents owned by your company.

• Business Interruption – covers your company’s loss of revenue resulting from fire, natural disasters, and other catastrophic business disruptions.

We’ll also take a close look at your business and make sure you have any additional insurance policies needed to protect your employees, vehicles, and professional services.

For instance, you may need commercial auto insurance, workers’ compensation, health and disability, or professional liability. Gonzalez & Company will talk through all your options and help you make the best choice for your business.

Avoid Disputes, Survive Setbacks

Gonzalez & Company are well-acquainted with the disputes business owners most often encounter. After all, accidents do happen no matter how much you try to avoid it. That’s why we go the extra mile to custom-tailor your policies to protect you from all types of liability disputes. We wouldn’t want your business to face any setbacks because of a liability matter. Our job as insurance agents is to make sure when something terrible happens, your business can carry on.