Condo Association Insurance
Gonzalez & Company is well-versed in the nuances of condominium insurance. We’re familiar with how different people have different financial interests and responsibilities when it comes to condominiums. Condo association by-laws vary and must be scrutinized carefully. The insurance policies for both the condominium owner and the condo unit’s owner must work alongside each other. Yet many claims that involve a condominium still end-up in litigation because there’s confusion over which of the property owners is ultimately responsible.
You Need a Condo Insurance Expert
The biggest question that arises with condominium insurance is “where does the individual unit’s owner responsibility end and the condo association’s responsibility begin?” Most property litigation over condos comes about because each of these parties are pointing the finger at the other. Unfortunately insurance policies are not written in a way that easily resolves this confusion.
Gonzalez & Company knows this to be true and does everything possible to be sure condo coverages are clearly written and understood. We want our clients to avoid the financial and emotional strain caused by a property lawsuit.
We Make Condo Insurance Easy
Gonzalez & Company knows that condo owners often need help making things simple when it comes to managing condo insurance information. Over the years, we’ve developed a few perks that make buying and maintaining a condo policy much simpler:
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Free Certificates:
Unlike most agencies, Gonzalez & Company provides certificates of insurance for a condo association’s master policy free of charge. This can save quite a bit of extra costs when you have a large building with multiple units -
Manage Your Own Certificates:
For professionally managed condo associations, Gonzalez & Company will set up the condo management team with website logins so they can independently produce certificate insurance as needed. This makes things much easier for property managers overseeing multiple units.
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Condo Unit Owners: Not only do we work closely with many condo associations, we also have written many individual condo unit policies (HO-6). We’ll make sure your condo unit policy compliments the condo association’s master policy so there are no gaps in coverage.
We are property owners and we work closely with many property owners so you can be 100% confident in our abilities. We can help educate you on how condo insurance works for each party and which plan will keep your financial interests secure.
Get an Insurance Quote!