Flood Zones Mean Nothing

Many people assume that their homes are safe as long as it’s not in a designated flood zone. That’s completely false. We explain to clients that storms happen everywhere and they can lead to flooding, even if your home isn’t in an area that previously flooded.

Ironically, flood insurance can be most useful in regions that do not flood regularly.

It’s really for simple reasons like most people living in a non-flood area will store their belongings in the basement or garage. So the one time that flood waters come through, the client can have all their storage items ruined because they weren’t used to dealing with flooding.

Flooding Happens Everywhere

All 50 states are subject to harsh weather and flooding. It only takes one unexpected storm to flood your home and ruin everything. Generally homeowner’s insurance will not cover damage or losses related to flooding. That’s why our specialists encourage clients to secure flood insurance along with their standard homeowner’s policy. Gonzalez & Company agents will review your particular needs, risks, and budget. Once we understand all of those factors, we can recommend the best flood/water damage protections available.